**Disclaimer for KYC consent**
1. **Introduction:** These terms and conditions govern your use of our services at Finbytechnovation IT solutions (OPC) Private Limited. By accessing or using our services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you may not access or use our services.
2. **KYC for Digital Verification:** Finbytechnovation IT solutions (OPC) Private Limited collects customer KYC (Know Your Customer) information solely for digital verification purposes. This information is gathered to verify the identity of our customers for authentication and security purposes in compliance with legal and regulatory requirements.
3. **Information Collected:** The KYC information collected may include but is not limited to, personal details such as name, address, date of birth, identification documents, and contact information. We ensure the confidentiality and security of all information collected in accordance with our privacy policy.
4. **Purpose of Collection:** The KYC information is used solely for the purpose of digital verification to ensure the authenticity of our customers' identities and to prevent fraudulent activities.
5. **Confidentiality:** Finbytechnovation IT solutions (OPC) Private Limited treats all customer KYC information with the utmost confidentiality and does not disclose or share this information with any third parties except as required by law or regulatory authorities.
6. **Accuracy of Information:** Customers are responsible for providing accurate and up-to-date KYC information to Finbytechnovation IT solutions (OPC) Private Limited. Any discrepancies or inaccuracies in the provided information may lead to delays in verification or account processing.
7. **Consent:** By providing your KYC information to Finbytechnovation IT solutions (OPC) Private Limited, you consent to the collection, use, and disclosure of this information for digital verification purposes as outlined in these terms and conditions and our privacy policy.
8. **Changes to Terms:** Finbytechnovation IT solutions (OPC) Private Limited reserves the right to amend or update these terms and conditions at any time without prior notice. It is your responsibility to review these terms periodically for any changes.
9. **Contact Us:** If you have any questions or concerns regarding these terms and conditions or our KYC process, please contact us at [contact information].
For further information, please refer to our product specific terms and conditions and application form.
These third parties shall use the Customer Information only for the above mentioned purposes or as per contractual obligations.
Finbytechnovation IT solutions (OPC) Private Limited may also exchange, transfer or share all or a part of Customer Information with its affiliates, group companies, as may be required by applicable law, and the Customer shall not hold Finbytechnovation IT solutions (OPC) Private Limited liable for such use or disclosure of this Customer Information.
Storage and Transfer of Customer Information
FINBYTECH IT SOLUTIONS (OPC) PRIVATE LIMITED complies with applicable laws/internal policies in respect of the storage and transfer of Customer Information. As a part of your use of the Services, the Customer Information you provide to us may be transferred to and stored in countries other than the country you are based in. This may happen if any of our servers are from time to time located in a country other than the one in which you are based, or if one of our vendors, partners, or service providers is located in a country other than one you are based in. We ensure that that any recipients of Customer Information that we transfer are subject to suitable confidentiality obligations and access to and processing of Customer Information is in accordance with contractual terms, applicable laws, and our instructions.
Retention of Customer Information
Finbytechnovation IT solutions (OPC) Private Limited may retain your Customer Information for as long as required to provide you with the Services in accordance with applicable laws and our internal policies, such as managing your account and dealing with any concerns that may arise, or if required for compliance with any legal or regulatory requirements, or for the institution, enforcement, or defence of legal claims.
Finbytechnovation IT solutions (OPC) Private Limited may also retain your Customer Information where we need to use it for our business and related purposes, including but not limited to, responding to queries or complaints, fighting fraud and financial crime or pursuant to contractual obligations.
If we do not require the retention of Customer Information, we use best efforts to destroy or delete such Customer Information as per our internal policies.
Security of Customer Information
Finbytechnovation IT solutions (OPC) Private Limited endeavors to safeguard and ensure the security of the Customer Information using appropriate measures to protect it from unauthorized access, and follow standards prescribed by applicable law. Finbytechnovation IT solutions (OPC) Private Limited uses appropriately secure encryption for the transmission of Customer Information.
The Customer is required to cooperate with Finbytechnovation IT solutions (OPC) Private Limited in order to ensure the security of the Customer Information, and it is recommended that the Customer necessarily chooses their passwords carefully such that no unauthorized access is made by a third party. To make the password complex and difficult for others to guess, the Customer should use a combination of alphabets, numbers and special characters (like !, @, #, $, etc.). The Customer should not disclose their password to anyone or keep any written or other record of the password such that a third party could access it.
Updates to this Privacy Commitment
We may occasionally update this Privacy Commitment. By using our Services after such update, you consent to updates made to this Privacy Commitment.
We encourage you to periodically review this Privacy Commitment for the latest information on our privacy practices.
Contact Us and Details of Grievance Officer
We understand that you may have questions about this Privacy Commitment, on how we process or handle your Customer Information, or may otherwise want to understand these aspects. We welcome you to reach out to us with your queries, grievances, feedback, and comments at [https://www.finbytech.com/Feedback.html or contact our grievance officer, whose details are provided below:
Email: care@finbytechnovation.com / (9:00 AM to 6:00PM) (Excluding Saturday & Sunday and Public Holidays )
